human-in-the-loop — Requiring a person's approval at specific points in an automated process, chosen so the irreversible steps are the ones a human sees.
AI agent — An AI system that doesn't just answer once but works toward a goal in a loop — taking actions, reading the results, and deciding what to do next.
Why it matters
High-risk EU AI Act obligations bite in August 2026 and Colorado's ADMT law follows in January 2027. An AI agentAn AI system that doesn't just answer once but works toward a goal in a loop — taking actions, reading the results, and deciding what to do next.Full definition → that influences credit, hiring, healthcare or safety decisions needs a reviewable gate and an audit trail before the action executes.